The Jesse Mecham Show
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The Jesse Mecham Show
Money shouldn’t be this hard - and it isn’t! Join YNAB founder Jesse Mecham each week as he dives into spendfulness, a mindset that will help you stop second-guessing, spend more confidently, and live the life you want.
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Money Is the Medium, Money Is You | Jesse Live from Fan Fest Minneapolis 2025
In June 2025 at YNAB Fan Fest Minneapolis, Jesse gave a talk about how money is a medium -- not just of exchange, but, ultimately, of you. When you re...
How to Stop Worrying About Money (If You're Not a Billionaire)
When worry creeps in to your money, the knee jerk response is to think: "I just need to make more money, that will solve my problems." But as Jesse sh...
Stop Worrying about Your Kid Getting Into Yale
It's no secret, college is expensive. But if you haven't looked in a few years, college has gotten really expensive, especially certain schools with a...
Money Doesn't Have to Control You
When you don't have a plan for your money, it can feel like money is in control of your life. That can be a terrifying feeling! YNAB can not only help...
Ever Thought About Money at 3AM?
Money shouldn't keep you up at night, and it doesn't have to! Giving every dollar a job and asking yourself five questions about what your money needs...
How's That "No Buy Year" Going?
Did you make a resolution to have a "no buy year" this year? How's that going? While Jesse loves the idea of a no-buy year, mainly because he loves to...
Run Your Money Like a Football Team
Football season is nearly upon us, and Jesse is thinking about the pigskin again. And money, of course. When you look at the great sports movies, they...
Why Is It So Freaking Hard to Save Money? (And How to Make It Easier)
Saving vs spending... there's no question which one is more fun, right? Obviously, spending! By comparison, saving feels like a chore, something you o...
It's OK to Move Your Goalposts
You've probably heard the term "moving the goalposts," that is, a deceptive argument strategy in which you change the question, the criteria, or the s...
Change Your Plan, Today!
Personal finance is personal, as the saying goes, and the only constant in life is change, to employ another saying. On that note, Jesse issues a chal...
Can You Afford to Make Mistakes?
Flying airplanes is serious business. Mistakes are costly, not just because of the cost of the aircraft; if you're flying people, their lives are on t...
Why Buy Now, Pay Later is the WORST Way to Spend
Jesse has ranted about credit cards and their pernicious way of separating you from your money, both literally and metaphorically -- obfuscating the w...
These 5 Simple Questions Beat Your Spreadsheet
For some reason when the topic of money comes up, many people immediately want to jump into Excel and start exercising the so-called rational part of...
You Can Stop Second Guessing with Money
We talk about how YNAB is the ultimate weapon against money stressors -- as you gain control over your spending, learn to give every dollar a job, and...
Fan Fest Reflections: Spendfulness Is About More Than Just Stuff
Jesse reflects on his interactions with YNAB'ers at the recent Fan Fest in Minneapolis, and how spendfulness manifested in many different ways. One im...
We Stopped Eating Out for Three Months. The Result Was Interesting...
In 2017 the Mecham family decided to live in Manhattan for three months to experience the city, soak up the food and culture, and just have fun doing...
There Is No Such Thing as Savings
It seems obvious that you should save money. It's the right thing to do, after all! But even the words that we use talk about saving money have proble...
What I Do When I Really Want to Buy It
When you really want to buy something, what do you do? Do you wait for 48 hours to cool off a bit and think it over? Or perhaps do you create a catego...
Money Stress Wrecking Your Health? Here’s How To Fix It! (Rebroadcast from The Art of Being Well with Dr. Will Cole)
This week Jesse and the rest of the YNAB team are working hard prepping for the upcoming Fan Fest in Minneapolis, so today we are rebroadcasting an in...
4 Ways to Start a Fight About Money
It's no secret that money is a major factor in relationship conflicts. Whether it's misaligned values, a feeling that one partner is sabotaging the ot...
You've Got Budgeting Backwards
To many, the word "budget" brings to mine restrictions, guilt, punishment, and a general feeling of dread that they don't have control over their mone...
How and When We Teach Our Kids About Money
Judging from the difficulties many adults have managing their money, we don't do a great job collectively of teaching our kids about money. Jesse does...
Spendfulness: An Origin Story
Spendfulness is the new word around YNAB, but the concept goes back to the beginning of the company... and even before the company itself. In today's...
What I've Learned from Years of Experimenting with Money
Jesse has a long history experimenting with money. From rating every meal he and the family ate out, to "hyperbudgeting," to not budgeting at all... h...
How to Be Spendful When the World Is on Fire
If the world seems like it's on fire right now... it may be true. But then again, the world always seems like it's on fire, at least depending on who...
Delete Your Emergency Fund
On the surface, emergency funds sound like a very prudent idea. You set aside cash for unknowable, unforseeable events so that you aren't strapped whe...
Are Your Savings Making You Stingy?
All money is meant to be spent, it's just a matter of when. Some people get caught in a cycle of amassing savings with no clear goal of how it is to b...
Stop Budgeting Dollars You Don't Have
YNAB only asks that you follow one rule with your money, the golden rule of money, if you will -- give every dollar a job. And within that statement i...
Am I Spendy or Spendful?
Jesse relates a story of a couple looking at a piece of gym equipment posted for sale at their local gym. It was expensive, and Emily's gut reaction w...
These 5 Questions Will Rewrite Your Financial Future
YNAB only has one "rule" for managing your money, and that's to give every dollar a job. This is easier said than done, however, so to help with this...
You're Already Talking to Your Kids About Money
You've heard the term "monkey see, monkey do," and it's true of kids and money too -- and probably not in the ways you expect! Jesse shares a couple l...
I Regret Paying Off My Mortgage
When Jesse was 25, he wrote down a goal on a notecard: to live in a paid-off house by the time he was 30. He thought that owning his house free and cl...
Your Money = You
Welcome to the first episode of The Jesse Mecham Show! To kick off the new show, Jesse asks the question: what is money anyway? You might point to the...
Ask Jesse: 2025 Edition Part Drei
Jesse finishes his Q&A session from his inbox with one of the longer episodes in recent memory. He also announces a big change coming to the podcast!<...
Spendfulness Isn't... Spendfulness Is
Spendfulness is the new word in town, but don't be fooled! It's not just a portmanteau of "spending" and "mindfulness." Spendfulness isn't spending on...
Ask Jesse: 2025 Edition Part Deux
Jesse continues his Q&A session from his inbox, addressing questions such as: whether an investment advisor is worth it and what to do with an inherit...
Ask Jesse: 2025 Edition
Jesse cracks open his inbox for another round of Ask Jesse. In today's episode he fields questions about YNAB'ing through job loss, financing a car an...
Spendfulness
People have been doing it for years by following the YNAB method -- self-actualizing by aligning their spending with themselves. Now the YNAB team has...
YNAB Method Overhaul... Not Really
The Four Rules are out... the Five Questions are in! Well... not really, the Four Rules have just been transformed and clarified. As Jesse has pointed...
Advice for Procrastinators Not Wanting to Deal With Money
If you have been procrastinating about starting to manage your money, Jesse has a message for you. It's ok to start now, and start small -- and you do...